Residents and Fellows

At Kaplan Financial, we specialize in serving the unique financial planning and disability insurance needs of over 3,500 physicians nationwide. Robert Kaplan, who founded the firm in 1990, is a former CPA with Ernst & Young and has been married to a practicing physician for over 25 years. Mr. Kaplan regularly speaks to residency programs throughout the country about taxes, financial planning, and disability insurance as part of their financial literacy programs.

We are pleased to be the exclusive provider of the Guardian/Berkshire Life Guaranteed Standard Issue (GSI) Plan for residents and fellows training at UCLA Medical Center, UCSF Medical Center, Mayo Clinic, Kaiser Permanente, UChicago Medicine, NewYork-Presbyterian (Columbia, Weill Cornell, and Queens Hospital), University of Rochester, and have access to over 50 additional GSI programs at training hospitals throughout the country.

Services available to Residents and Fellows:

Request a Disability Quote from the leading providers of "own-occupation" disability insurance

Instant Term Life Quote

Tax Preparation and Planning (discounted rate for residents and fellows)

Open a Roth IRA using Guided Wealth Portfolios

Schedule a Complimentary Financial Planning Consultation

Guaranteed Standard Issue (GSI) Programs 

If you have a pre-existing condition that would otherwise prevent you from qualifying for disability coverage, you may be eligible for a special Guarantee Standard Issue (GSI) program. Under a GSI program, residents and fellows may obtain disability coverage regardless of their current or prior medical history. If you fall into this category, please contact us to review your options. You are only eligible for this program while you are resident or fellow at a participating hospital.

Note: Any resident or fellow previously turned down or provided with a modified offer by other disability insurance carriers (not including Guardian/Berkshire Life) is not eligible for this program. Therefore, you are encouraged to look into this program as your first choice and as soon as possible.